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Mortgage points are a fee you can pay at the start of the mortgage to lower your interest rate for the duration of your fixed-rate mortgage. Each point costs 1% of your total loan amount. The interest rate reduction depends on the lender, but it is common to lower your interest rate by 0.25% in exchange for every point purchased.
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Keep your lender in mind. Most people schedule the closing date for 30-to-45 days after the offer has been accepted – and they do this for good reason. mortgage lending is a document- and labor-intensive process that requires the various players to coordinate many different steps. Under the best of circumstances, it’s a time-consuming effort.
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Mortgage Blogs List. The Best Mortgage blogs from thousands of top Mortgage blogs in our index using search and social metrics. Data will be refreshed once a week. Also check out Mortgage Youtube Channels. If your blog is selected in this list, you have the honour of displaying this Badge (Award) on your blog.
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You may not have to pay off other debt against your home if a prior lender agrees to be repaid after the reverse mortgage is repaid. Generally, only state or local government lending agencies are willing to consider "subordinating" their loans in this way.